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Redlining - Wikipedia.

The law applies to any person who, in the ordinary course of business, regularly participates in a credit decision,[3] including banks, retailers, bankcard companies, finance companies, and credit unions. The Community Reinvestment Act, passed by Congress in 1977 required banks to apply the same lending criteria in all communities..

https://en.wikipedia.org/wiki/Redlining.

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Fed Governor Christopher Waller warns THIRD consecutive .75.

Sep 11, 2022 . Christopher Waller backed the central bank in making what's known as a 75 basis-point move, or a .75 percent increase, during a speech in Austria on Friday, according to Bloomberg..

https://www.dailymail.co.uk/news/article-11200849/Fed-Governor-Christopher-Waller-warns-consecutive-75-rate-imminent.html.